When It comes to Firefighters and their families, Blue Ribbon Benefits
is proud to offer Provident Agency coverage.

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Experience & Innovation

Since 1928, Provident has been responding to the unique needs of volunteer firefighters and emergency medical responders by providing financial protection through our blanket Accident and Health insurance policy. With over 80 years of experience, we continue to take a leadership role in pioneering many coverages specifically tailored for the benefit needs of an emergency services organization’s greatest asset–it’s members. How have we pioneered coverage? In 1962, for example, we were the first company to introduce heart and illness related coverage for emergency services organizations.

Loyalty & Partnership

We exclusively provide benefits for emergency service organizations’ period. Our coverage is designed solely for emergency service workers (volunteer firefighters, EMT, paramedics, first responders, etc.), and we continually strive to create more features, more flexibility, and more value in coverage for them and their families. In addition, we have a strong tradition of proud partnership with many state and national emergency service organizations, such as the National Volunteer Fire Council, the Congressional Fire Service Institute, the National Fallen Firefighters Foundation to name a few.


Our goal is to provide the best insurance protection to our nation’s heroes who selflessly serve our communities around the clock. While they risk their lives to serve others, they can always count on us to protect them in case something goes wrong. What do we provide? Blanket Accident & Health Insurance, 24-Hour Accidental Death & Dismemberment Insurance, Group Term Life Insurance, Long Term Care, and Service Award Programs are some of the products we provide for our nation’s heroes.

Provident Underwriting Questionnaire Form


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